Effective Date: [yesterday_date]
At Insured Biz Returns, we respect and uphold the importance of intellectual property rights while staying true to our mission of offering neutral and educational content only.
We are dedicated to compliance with the Digital Millennium Copyright Act (DMCA) and other applicable copyright regulations.
Our blog provides simplified and clear explanations of market diversification, mutual funds, direct investing, and global finance literacy.
We never provide professional advice, and we remain an AdSense-safe educational space.
To further protect the creators of original works, this DMCA Policy defines how copyright concerns are addressed on our platform.
Respect for Copyright
At Insured Biz Returns, we believe intellectual property is essential for encouraging innovation, creativity, and sustained growth.
We are committed to:
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Producing only original material written by our authors and editorial team.
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Using references, excerpts, or external material only within fair use boundaries, such as for commentary, criticism, or educational discussion.
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Promptly and respectfully responding to any copyright complaints.
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Removing infringing content promptly upon receipt of valid notices.
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Applying a zero-tolerance policy toward intentional copyright violations.
We recognize that respecting copyright safeguards creators and ensures that our content remains ethical, professional, and educationally valuable.
Takedown Instructions
If you believe that your copyrighted material has been used on Insured Biz Returns without appropriate authorization, you may send a formal DMCA Takedown Notice.
For the notice to be valid, it must include the following:
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A clear identification of the copyrighted work you claim has been infringed.
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Identification of the material claimed to be infringing, including its specific location on our website (URL or title of blog entry).
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Your full contact details, including:
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Legal name
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Mailing address
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Phone number
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Valid email address
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A declaration stating that you have a good faith belief that the use complained of is not authorized by the copyright owner, agent, or law.
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A statement, under penalty of perjury, asserting that the details of your notice are accurate and that you are the copyright owner or authorized to act on their behalf.
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Your physical or electronic signature for validation.
Upon receiving a complete and valid DMCA notice, Insured Biz Returns will:
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Remove or disable access to the infringing content.
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Notify the contributor (if applicable) about the removal.
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Give the alleged infringer the right to respond with a Counter-Notice, as described below.
All Takedown Notices should be sent to our designated DMCA Agent:
DMCA Agent
Email: dmca@insuredbizreturns.live
Counter-Notice Process
If you believe your content has been wrongly removed or disabled due to a DMCA Takedown Notice, you may submit a Counter-Notice to request reinstatement.
A valid Counter-Notice must contain:
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Identification of the content that was removed and where it appeared prior to removal (including URL).
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A statement, under penalty of perjury, affirming your good faith belief that the content was wrongly removed or is not infringing.
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Your contact details including:
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Full legal name
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Mailing address
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Telephone number
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Valid email address
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A declaration that you consent to the legal jurisdiction of the courts of India (specifically located in Delhi) and that you are willing to accept service of process from the complainant or their authorized representative.
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Your physical or electronic signature.
Once a valid Counter-Notice is received, Insured Biz Returns may restore the removed material within the period specified by law unless the original complainant files a legal action to restrain its reinstatement.
Counter-Notices should also be sent to:
DMCA Agent
Email: dmca@insuredbizreturns.live
Good Faith Compliance
We approach all copyright-related concerns under the principles of good faith, respect, and neutrality.
Our compliance approach is shaped by the following commitments:
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Fairness: All copyright complaints are thoroughly reviewed before action is taken.
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Neutrality: Both the complainant and the alleged infringer are given equal opportunity to present their positions through Notices and Counter-Notices.
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Transparency: Actions taken (such as removal, disabling, or restoration) are documented and communicated clearly to all parties involved.
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Education-Centered Integrity: Since the blog is solely educational, infringement is never intentional, and removal of disputed content is conducted professionally.
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No Abuse of Process: We discourage misuse of DMCA claims intended to suppress fair use commentary or academic exploration.
By maintaining these practices, we uphold the integrity of our blog and ensure lawful respect for intellectual works.
Audience Profile and Relevance
Our content is designed for an international and diverse audience, which includes:
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Students and Beginners: Exploring topics like SIPs, business reinvestment, and diversification.
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Entrepreneurs and Professionals: Seeking academic-style breakdowns of investing concepts and case studies without prescriptive advice.
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Academic Communities: Researchers and educators using our content for teaching or case study discussions.
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Enthusiastic Learners: Those interested in global investment patterns, financial literacy, and responsible business strategy.
Because our audience spans multiple backgrounds, strict copyright compliance ensures Insured Biz Returns remains a safe and dependable educational resource.
External References and Fair Use
Sometimes our blog may include references to or excerpts from external works.
This falls within fair use or fair dealing practices when:
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The use is limited in scope and complements educational discussions.
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Content is used for purposes such as commentary, criticism, analysis, or academic illustration.
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Care is taken to credit original sources where appropriate.
We respect the rights of original authors and encourage copyright owners to reach out if they believe their work has been misused.
Repeat Infringement Policy
In line with DMCA obligations, Insured Biz Returns enforces a repeat infringement policy.
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Contributors found repeatedly violating copyright rights may have their access removed permanently.
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Repeated infringement undermines the values of this platform and will not be tolerated.
This policy ensures our workplace remains fair while fostering trust between creators and educational content providers.
Policy Updates
This DMCA Policy may be reviewed and updated from time to time to reflect:
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Amendments in copyright law
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Adjustments in our editorial or compliance practices
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Operational or educational needs
Each revision will be documented with the Effective Date reflected at the top of this page.
We encourage readers and copyright owners to review this policy regularly for updated practices.
Continued usage of this blog implies agreement with the updated policy.
Contact Information
For all copyright-related concerns, inquiries, or formal notices, please contact us at:
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DMCA Agent: dmca@insuredbizreturns.live
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General Inquiries: contact@insuredbizreturns.live
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Privacy and Legal Matters: privacy@insuredbizreturns.live
Every notice will be addressed in a respectful, lawful, and professional manner.
Closing Statement
At Insured Biz Returns, we are firmly committed to copyright responsibility.
Our mission is to make concepts such as diversification, returns, direct investing, and business strategies simpler, safer, and easier to understand—without infringing the rights of content creators.
This DMCA Policy ensures:
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Creators can protect their works.
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Readers access safe, non-infringing educational material.
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Disputes are handled fairly and respectfully.
By engaging with our blog, you acknowledge and agree to abide by this Policy.
Through cooperation and fairness, we sustain an environment where educational content thrives while intellectual property rights are honored.
Thanks for reading! DMCA Policy you can check out on google.